Privacy Policy - We Keep Your Information ProtectedLock

Effective Date: March 19, 2014


Because Having Your Trust Is So Important

One of our primary priorities at is ensuring that the personal information we have about you is protected and secure. We care about our relationship with you and work hard to preserve your privacy and ensure that your needs are respected. At the same time, the very essence of our relationship may result in us collecting and/or sharing certain types of information about you. Consequently, we are providing you our Privacy Policy because we are committed to respecting the individual privacy of our customers. In accordance with applicable federal and state laws, rules and regulations, we make this Privacy Policy available to you to inform you of how we may collect and use your personal information. This Privacy Policy also advises you of your right, under certain circumstances, to keep your personal information from us sharing with third parties that we do business with or other non-affiliated third parties.

As our client, we care to supply our service to you in a prompt and efficient manner, provide you with the best customer service and inform you of selected opportunities that may be of interest to you. In order to accomplish these goals, we reserve the right to share the personal information that we collect from and about you, but only as described herein below. You have the right to know how your personal information is garnered used and protected. Most of your personal data remains only with and is used to administer your account and affect your choices. Some information will be shared with third parties to provide to you the services that you desire and for marketing of other products and services that may also assist you with similar needs. We explain how we collect, use and share your personal information in this Privacy Policy.

Our Policies and Practices to Protect Your Personal Information

We protect the personal information that we collect from you and about you by maintaining physical, electronic and procedural safeguards that comply with industry best practices. employee access is limited only to those individuals that require such access for legitimate business purposes only. Employee use of information is limited to processing, servicing and maintaining our productsand services. Any employees found to be in breach of this Privacy Policy are subject to disciplinary action, including termination.

We Collect and May Disclose the Personal Information that We Collect about You

Information that we receive from you, such as information on your account application or other forms, which includes your name, address, telephone number, and in some instances your social security number may be disclosed for purposes of obtaining the services that you need. Information associated with the transactions that you enter into with us, our affiliates or other third parties, such as your funding history, payment method and account information may be disclosed to compete transactions on your behalf only. Other demographic information obtained about you provided to third parties may be disclosed to make sure that the data that you provide is both accurate and up-to-date. Any personal information that you supply to us remainsyour property; however, by submitting that information to, you grant to us the right to use your personal information for any legal purpose including, without limitation: a) marketing purposes such as sharing your information with third party advertisers; b) providing promotional offers to you by means of e-mail advertising, telemarketing, direct mail marketing and/or online banner advertising; c) transferring your personal information to a third party, when necessary, to receive a product or service that you may have ordered from such third party while using the Website or when responding to offers provided d) tracking compliance with our Terms and Conditions ; and e) for validation, suppression, content improvement and feedback purposes. In addition, you agree that we may contact you with updates and/or any other information that we may deem appropriate for you to receive in connection with your account and the Website.

Specifically, and without limitation, we may disclose information to the following types of third parties: financial service providers (such as mortgage bankers and securities brokers), non-financial companies (such as retailers and direct marketers) and other entities (such as non-profit organizations) for the purposes of providing you additional services needed.

By submitting your e-mail address at the Website, you agree to receive e-mail marketing from and our third party advertisers. We may maintain separate e-mail lists for different purposes. If you wish to end your e-mail subscription to a particular list, you must follow the instructions contained in any e-mail correspondence that you receive from or a third party advertiser, in order to unsubscribe from a particular list. We only send e-mail marketing to individuals that have agreed to receive e-mail from and to individuals that have otherwise agreed, on third party websites, to receive e-mail marketing from other companies, such as does not send unsolicited commercial e-mail. As a result, certain statutes requiring particular formatting for unsolicited commercial e-mail may not be applicable to the commercial e-mail that is sent by Notwithstanding the foregoing, we will not send you any e-mail marketing, or allow any third party to send you e-mail marketing, from which you cannot unsubscribe.

In addition, you agree that by submitting your e-mail address at the Website, such act constitutes a purchase, an inquiry and/or an application for purposes of the Amended Telemarketing Sales Rule, 16 CFR ?310 et seq. (the "ATSR"). Notwithstanding that your telephone number may be listed on the Federal Trade Commission's Do-Not-Call List, retains the right to contact you via telemarketing in accordance with the ATSR. Moreover, by registering with, or requesting information from, a third party advertiser at or through the Website, such action shall constitute a purchase, an inquiry and/or an application with the respective third party advertiser for purposes of the ATSR and you may be contacted via e-mail, direct mail and/or telemarketing by such third party advertiser in accordance with the ATSR. reserves the right to release current or past user information: a) in the event that we believe that the Website is being or has been used in violation of our Terms and Conditions or to commit unlawful acts; b) if the information is subpoenaed; or c) if is sold or acquired by another company. Moreover, you hereby consent to disclosure of any record or communication to any third party when, in its sole discretion, determines the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time.

Aggregate Information reserves the right to transfer and/or sell aggregate or group data about our customers for lawful purposes. Aggregate or group data is data that describes the demographics, usage and/or other characteristics of our customers as a group without disclosing personally identifiable information. By submitting your personal information to, and/or using, the Website, you agree to allow to transfer and/or sell such aggregate data to third parties.

Cookies uses a feature of your Internet browser called a "cookie" to assign a unique identification to your particular computer used to access the Website. Cookies can be used to help save and retrieve passwords used on the Website, to save information on past activities and other preferences. Through use of cookie technology, you do not have to reenter information upon every visit to the Website. We create and then use these cookie files to track your clicks as you go through the Website. The cookie may help ensure that you do not receive an offer that you have already completed. Cookies also notify us of repeat visitors and if the Website is delivering, quality offers to our customers. We use both session ID cookies and persistent cookies. For the session ID cookie, once you close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. More information on cookies can be found at

If you reject cookies, you may still use the Website. However, certain features may not be available to you.

Third Party Advertisers

We do not endorse, nor are we responsible for the accuracy of, the privacy policies and/or terms and conditions of each of the third party advertisers that may advertise at our Website. The entities that advertise and/or place banner ads at our Website including, but not limited to, these third party advertisers, are typically independent third parties and are not typically affiliated with Regardless, if is affiliated or not with the third party, is not responsible for the accuracy of, the privacy policies and/or terms and conditions of their specific website(s).


We do not knowingly collect information from minors under the age of 18. No information should be submitted to, or posted at, this Website by individuals under 18 years of age. We encourage parents and guardians to spend time online with theirchildren and to participate and monitor the interactive activities of their children.

Acceptance of This Privacy Policy

By using the Website, applying for an account and/or agreeing to receive information via e-mail from, you hereby agree to this Privacy Policy. We reserve the right, in our sole discretion, to change, modify, add and/or remove portions of this Privacy Policy at any time. All Privacy Policy changes will take effect immediately upon their posting on the Website. Please check this page periodically for any changes. Your continued use of the Website, account and/or acceptance of our e-mail communications following the posting of changes to this Privacy Policy will constitute your acceptance of any and all changes.

It is Your Choice

Many of our customers appreciate receiving information and offers about productsand services that may be of interest to them. However, we recognize your choice in the matter. If, at any time in the future, you would like to request that we not share your information with third parties, to opt-out please email and simply request to unregister your email address in an email. Please note that changing your preferences regarding the receipt of marketing communications from us will not prevent other companies with which we already have shared your information, including third party advertisers, from continuing to provide you with offers. When contacted by these companies, you should notify them directly of your choices regarding their use and sharing of your information. In addition, please note that if you subsequently sign up for another one of our product or service offerings, you will need to reconfirm any information sharing preferences that you have previously changed. Please be aware that if you have a joint account, a request by one party on the account will apply to all parties on the account, unless one party directs otherwise on their particular information.

If you do not agree with our privacy policy and wish to unsubscribe from our services or have general questions regarding this Privacy Policy, you may send your request to